Savings Scheme

Terms & Conditions:

1. Our scheme benefits apply on completion of 12 monthly installments for gold & 11 for silver & diamond.
2. Customers can purchase after 30 days from the date of completion of scheme.
3. For pre-closure, the customers are not eligible to get benefits of the scheme and the regular making charges, wastages, other charges and all taxes will be applicable
4. Customers can purchase ornaments only (no cash)
5. The value of ornaments should be greater than or Equal to the value of savings scheme
6. Value addition is applicable for antiques & special items*, diamond and silver.
7. Full value addition is applicable on the excess gold purchased, exceeding the gold accumulated in the scheme (over 12 months period)
8. Applicable GST will be borne by the customer
9. Saving scheme in different names cannot be combined for one single bill.
10. The amount can be paid by cheques,  demand drafts, Debit/Credit cards. All Relevant bank charges shall be borne by the customer.
11. Customers can pay by cash only to the extent of 2,00,000/- till completion of savings scheme.
12. Customers should provide PAN details if the total closing value of the savings scheme exceeds 2,00,000/-
13. It is the Sole discretion of the company to alter, amend, modify, delete any terms and conditions from time to time with/without prior notice.
14. All disputes are subject to the Coimbatore Jurisdiction.